What This Policy Covers and Where It Applies
This policy covers all personal data processed by topitoto when you create an account, verify your phone number, and connect a local wallet such as DANA, OVO, GoPay or QRIS. We also process bank transfer and virtual account references linked to BCA, BRI, Mandiri and BNI
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when you choose those rails. Data is stored on secured servers and is not sold to third parties. The scope of this policy and your rights under it depend on local law. Where local law permits, you may request a copy of the data we hold
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on your account at any time by contacting our privacy team. We retain transaction records for the period required by applicable regulations and delete account data promptly when a verified closure request is received.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.